by JanieM
The picture is of a section Water Street, the main street of Hallowell, Maine, on the Kennebec River just south of Augusta. (Bigger version here.)
Signs of modern life: a brew pub next to a cannabis store.
My topic is a different feature of modern life, perhaps the most characteristic of all: the mobile phone.
The first person I knew with a cell phone had one in their car, probably in the late 1990s. The first person I knew who carried a cell phone around with her used it to coordinate with her husband when their two kids had basketball games in widely separated towns. That would have been in the early oughts.
Despite earning my living as a techie of sorts, and being quite comfortable with technology, I was a relatively late adopter of the cell phone, the last of my social circle to give in and get one. That would have been in about 2004 or 2005, when my kids were off to college and I was on the road a lot.
Almost twenty years later, it’s hard to imagine life without cell phones. Sometimes, especially when reading mystery novels set in earlier times, I find myself wondering why one character or another didn’t just make a phone call…
But I still use my phone mostly as just a phone. Well, also as an alarm clock, a timer, and a camera. Okay, and sometimes to write notes to myself. But almost never as a means to get access to the internet when I’m away from home. I’m on the internet for hours every day when I’m at home, and I’d just as soon pretend it doesn’t exist when I’m out in the wider world.
So I’m out of synch with how most people use their phones these days, and in particular I’m apparently way out of date as to how secure phones are. I’ve spent a few weeks during each of the past two years in a place where there’s no phone signal, and I was surprised to find that one of the financial institutions I deal with will not send a security code via email. Digging deep into their help pages, I find that they consider email to be so much less secure than phones that they will only send a code via text or voice.
I get that email is insecure, but I didn’t realize that phones were significantly better.
Can anyone (I’m looking at you, Michael, if you have time….) offer an up to the minute assessment of the safety of phones for, especially, banking, or for that matter any other kind of financial transaction?
Or: what’s an app?
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